HEALTH INSURANCE The fourth question in our Medicare basics series is asked quite Q: often. What if I am not retiring at age 65 and plan to stay on my employer plan? Michael Noppe Licensed Insurance Agent Insurance Services LLC 1255 South Main Street Greensburg, PA 15601 800-800-1999 ext. 65 It is best to enroll in Medicare Part A and delay Part B while you A: continue to work and stay on your employer plan or if your spouse continues to work and you are on your spouse's employer coverage. When you (or your spouse) quits working, you can then apply for Part B without incurring any penalty. Please note that if the employer has less than twenty employees, then you are required to have both Part A and Part B, because Medicare is then your primary health plan. (Not connected with or endorsed by the U S government or the federal Medicare program.) odno-214371 HEALTH INSURANCE The fourth question in our Medicare basics series is asked quite Q: often. What if I am not retiring at age 65 and plan to stay on my employer plan? Michael Noppe Licensed Insurance Agent Insurance Services LLC 1255 South Main Street Greensburg, PA 15601 800-800-1999 ext. 65 It is best to enroll in Medicare Part A and delay Part B while you A: continue to work and stay on your employer plan or if your spouse continues to work and you are on your spouse's employer coverage. When you (or your spouse) quits working, you can then apply for Part B without incurring any penalty. Please note that if the employer has less than twenty employees, then you are required to have both Part A and Part B, because Medicare is then your primary health plan. (Not connected with or endorsed by the U S government or the federal Medicare program.) odno-214371