PAID ADVERTISEMENT QA YOUR OPPORTUNITY TO ASK THE EXPERTS! MEDICARE INSURANCE CERTIFIED ELDER LAW ATTORNEY My husband and I own our home. Can I give my half to my children in my Will Last week you talked about Extra Help. What are the benefits? A: You may be able to have your Medicare Part B and Part D Prescription premiums paid. A Medicare Advanta premium can be lowered by as much as $37. Also, co-pays for prescriptions are only $3.40 for generics and $8.50 for brand name drugs The way property is titled always trumps your Will. If your deed A: Plan says that you and your husband own the property as husband and wife, or as tenants by the entirety or as joint tenants with right of survivorship, then on your death, your half passes automatically to your husband and is not subject to your Will. If your deed says you own the property as tenants in common, then your half passes under the terms of your Will. Michael Noppe Insurance Services LLC 1255 South Main Street Greensburg, PA 15601 800-800-1999 ext. 65 L. Christian DeDiana 724-219-3906 Certified by National Elder Law Foundation www.dedianaelderlaw.com ATTORNEY SENIOR CARE My elderly mother lives alone in Ohio without any family dose by. My husband and I would like her to move in with us in Greensburg, but we both work and don't want her to alone all day. Any ideas? I went into a store to buy a pair of dumbbells. I placed one on a shelf by the cash register and the other on a countet As I was paying, the shelf broke because the wood was rotten. The dumbbell fell and broke my foot. Can I get the store to pay my medical bills? AMoving a parent into your home can be stressful; however, it can also be very rewarding. Engaging a licensed home care agency can minimize the stress by ensuring your mother is well cared for while you are at work and help her get accdimated to her new home Please call to learm how Senior Helpers can help. AProbably yes You would have to show by photographs and/or video that the dangerous condition of the shelf was present long enough that in the exercise of reasonable care the store owner should have known about it Jon M. Lewis, Esq. Mears, Smith, Houser & Boyle, P.C 127 N. Main St. Greensburg, PA 15601 724-836-4730 Carol A. Trent, M.S. Senior Helpers 724-834-5720 paired it, or warned about it. Your attorn engineer to testify about the dangerous condition. may be able to hire an RETIREMENT & IRA TAX PLANING My wife and I divorced several years ago and we recently remarried. She was in another relationship that went sour and we reconnected. She has life threatening health issues and is on disability from her employer of 35 years. Should I remove her as my beneficiary for my 401K? I'm sorry to hear of her health issues. I understand your concern about her as a beneficiary, however, I don't know if you have a trust, Please Email Your Questions to asktheexperts@tribweb.com To be an Expert on This Page Please Call 724-853-5052 children etc that could come into play. I am more concerned about who she has listed as her beneficiary. She most likely removed you as A: Sam White CPA member ED SLOTTS Master Elite IRA Advisor Group 101 North Main, Greensburg, PA 724-634-2255 beneficiary from her 401k etc when you divorced and may well have named Mr. Sour Relationship as her new beneficiary. This may be a difficult time to talk of this, but it may be the only time to address it Good Luck to you both. PAID ADVERTISEMENT QA YOUR OPPORTUNITY TO ASK THE EXPERTS! MEDICARE INSURANCE CERTIFIED ELDER LAW ATTORNEY My husband and I own our home. Can I give my half to my children in my Will Last week you talked about Extra Help. What are the benefits? A: You may be able to have your Medicare Part B and Part D Prescription premiums paid. A Medicare Advanta premium can be lowered by as much as $37. Also, co-pays for prescriptions are only $3.40 for generics and $8.50 for brand name drugs The way property is titled always trumps your Will. If your deed A: Plan says that you and your husband own the property as husband and wife, or as tenants by the entirety or as joint tenants with right of survivorship, then on your death, your half passes automatically to your husband and is not subject to your Will. If your deed says you own the property as tenants in common, then your half passes under the terms of your Will. Michael Noppe Insurance Services LLC 1255 South Main Street Greensburg, PA 15601 800-800-1999 ext. 65 L. Christian DeDiana 724-219-3906 Certified by National Elder Law Foundation www.dedianaelderlaw.com ATTORNEY SENIOR CARE My elderly mother lives alone in Ohio without any family dose by. My husband and I would like her to move in with us in Greensburg, but we both work and don't want her to alone all day. Any ideas? I went into a store to buy a pair of dumbbells. I placed one on a shelf by the cash register and the other on a countet As I was paying, the shelf broke because the wood was rotten. The dumbbell fell and broke my foot. Can I get the store to pay my medical bills? AMoving a parent into your home can be stressful; however, it can also be very rewarding. Engaging a licensed home care agency can minimize the stress by ensuring your mother is well cared for while you are at work and help her get accdimated to her new home Please call to learm how Senior Helpers can help. AProbably yes You would have to show by photographs and/or video that the dangerous condition of the shelf was present long enough that in the exercise of reasonable care the store owner should have known about it Jon M. Lewis, Esq. Mears, Smith, Houser & Boyle, P.C 127 N. Main St. Greensburg, PA 15601 724-836-4730 Carol A. Trent, M.S. Senior Helpers 724-834-5720 paired it, or warned about it. Your attorn engineer to testify about the dangerous condition. may be able to hire an RETIREMENT & IRA TAX PLANING My wife and I divorced several years ago and we recently remarried. She was in another relationship that went sour and we reconnected. She has life threatening health issues and is on disability from her employer of 35 years. Should I remove her as my beneficiary for my 401K? I'm sorry to hear of her health issues. I understand your concern about her as a beneficiary, however, I don't know if you have a trust, Please Email Your Questions to asktheexperts@tribweb.com To be an Expert on This Page Please Call 724-853-5052 children etc that could come into play. I am more concerned about who she has listed as her beneficiary. She most likely removed you as A: Sam White CPA member ED SLOTTS Master Elite IRA Advisor Group 101 North Main, Greensburg, PA 724-634-2255 beneficiary from her 401k etc when you divorced and may well have named Mr. Sour Relationship as her new beneficiary. This may be a difficult time to talk of this, but it may be the only time to address it Good Luck to you both.