PAID ADVERTISEMENT QA YOUR OPPORTUNITY TO ASK THE EXPERTS! CERTIFIED ELDER LAW ATTORNEY Q: ATTORNEY I park my truck in the back of my house. When I back into the alley, I cannot see the neighbors walking in the alley. My truck does not have a back-up camera. If I run one of them over, am i liable? I have lived with another person for many years, but am not married. He has no Will. If he dies, am I entitled to any of his estate or his pension? With no Will, you would not be entitled to any of his estate unless you A: could prove the existence of a common law marriage prior to the abolition of common law marriage on January 1, 2005, This is complicated and requires many factors in addition to living together. It would not be wise to rely upon it. The pension will pass according to a beneficiary designation signed by him. If you are not the beneficiary, you will not receive the pension. Yes. You are not supposed to run over people. Warning signs may A: help the pedestrians but not your liability insurance. Try putting up mirrors, buy a truck with a back-up camera, drive more carefully or hope you have good insurance and run substantial risks of intentional acts that could bring criminal charges. If you do run over somebody, speak to your attorney quickly. Better view, park somewhere else. Jon M. Lewis, Esq. Mears, Smith, Houser &Boyle, P.C. 127 N. Main St. Greensburg, PA 15601 724-836-4730 L. Christian DeDiana 724-219-3906 Certified by National Elder Law Foundation www.dedianaelderlaw.com SENIOR CARE MEDICARE INSURANCE I visit with my grandmother at least twice a week and she really enjoys our conversations. However, I am taking a job out of state. I think she will be lonely. What can I do? Q: What can you tell me about Chiropractic? How is it covered? Generally, Medicare pays for medically necessary spine A: manipulations and you are responsible for 20% of each bill. Medigap Supplement Plans pay that 20% balance due that Medicare doesn't cover. Or, if you have a Medicare Advantage Plan, you only need to pay your $20 copayment. Loneliness can become a very serious concern and can lead to A: depression. By engaging the services of a home care agency, a professional caregiver can provide companionship that may alleviate her feelings of loneliness. The caregiver can also help with household chores, transportation and keep you informed of any changes in her status. Please call Senior Helpers to learn more. Michael Noppe Insurance Services LLC 1255 South Main Street Greensburg, PA 15601 800-800-1999 ext. 65 Carol A. Trent, M.S. Senior Helpers 724-834-5720 RETIREMENT& IRA TAX PLANNING Please Email Your Questions to asktheexperts@tribweb.com Iread about some bill being passed in the US House of Representatives that was beneficial for IRA's and retirees. I haven't heard anything else, is it a law now? Well there are some positive things and some not so positive things in the bill. It passed the house unanimously in May, and is now stuck in the Senate allegedly by just 1 or 2 Senators who are holding it up. I've read that this may not even be acted upon this year because of "politics Listen to how our elected officials speak to one another, ie, "politics". If they can't agree on taxes, and constantly look to change legislation, do we really want these people more involved in our health care decisions? A: To be an Expert on This Page Please Call 724-853-5052 Sam White CPA member ED SLOTT'S Master Elite IRA Advisor Group 101 North Main, Greensburg, PA 724-634-2255 PAID ADVERTISEMENT QA YOUR OPPORTUNITY TO ASK THE EXPERTS! CERTIFIED ELDER LAW ATTORNEY Q: ATTORNEY I park my truck in the back of my house. When I back into the alley, I cannot see the neighbors walking in the alley. My truck does not have a back-up camera. If I run one of them over, am i liable? I have lived with another person for many years, but am not married. He has no Will. If he dies, am I entitled to any of his estate or his pension? With no Will, you would not be entitled to any of his estate unless you A: could prove the existence of a common law marriage prior to the abolition of common law marriage on January 1, 2005, This is complicated and requires many factors in addition to living together. It would not be wise to rely upon it. The pension will pass according to a beneficiary designation signed by him. If you are not the beneficiary, you will not receive the pension. Yes. You are not supposed to run over people. Warning signs may A: help the pedestrians but not your liability insurance. Try putting up mirrors, buy a truck with a back-up camera, drive more carefully or hope you have good insurance and run substantial risks of intentional acts that could bring criminal charges. If you do run over somebody, speak to your attorney quickly. Better view, park somewhere else. Jon M. Lewis, Esq. Mears, Smith, Houser &Boyle, P.C. 127 N. Main St. Greensburg, PA 15601 724-836-4730 L. Christian DeDiana 724-219-3906 Certified by National Elder Law Foundation www.dedianaelderlaw.com SENIOR CARE MEDICARE INSURANCE I visit with my grandmother at least twice a week and she really enjoys our conversations. However, I am taking a job out of state. I think she will be lonely. What can I do? Q: What can you tell me about Chiropractic? How is it covered? Generally, Medicare pays for medically necessary spine A: manipulations and you are responsible for 20% of each bill. Medigap Supplement Plans pay that 20% balance due that Medicare doesn't cover. Or, if you have a Medicare Advantage Plan, you only need to pay your $20 copayment. Loneliness can become a very serious concern and can lead to A: depression. By engaging the services of a home care agency, a professional caregiver can provide companionship that may alleviate her feelings of loneliness. The caregiver can also help with household chores, transportation and keep you informed of any changes in her status. Please call Senior Helpers to learn more. Michael Noppe Insurance Services LLC 1255 South Main Street Greensburg, PA 15601 800-800-1999 ext. 65 Carol A. Trent, M.S. Senior Helpers 724-834-5720 RETIREMENT& IRA TAX PLANNING Please Email Your Questions to asktheexperts@tribweb.com Iread about some bill being passed in the US House of Representatives that was beneficial for IRA's and retirees. I haven't heard anything else, is it a law now? Well there are some positive things and some not so positive things in the bill. It passed the house unanimously in May, and is now stuck in the Senate allegedly by just 1 or 2 Senators who are holding it up. I've read that this may not even be acted upon this year because of "politics Listen to how our elected officials speak to one another, ie, "politics". If they can't agree on taxes, and constantly look to change legislation, do we really want these people more involved in our health care decisions? A: To be an Expert on This Page Please Call 724-853-5052 Sam White CPA member ED SLOTT'S Master Elite IRA Advisor Group 101 North Main, Greensburg, PA 724-634-2255